7 Businesses You Can Start With No or Bad Credit

businesses you can start with no or bad credit
Do you have bad credit? How about no credit? Do you want to start a business?

Many people believe they need a high credit score to start a business. While this may be the case with some opportunities – especially those in which you require a business loan – this is not true across the board.

Tip: Even if you don’t need good credit to start a business, you should still learn more about this aspect of your financial situation. You can read a variety of credit repair reviews online to get a better idea of the companies that can help you reach your goals.

Here are seven businesses you can start with no or bad credit:

1. Residential and Commercial Cleaning

It’s a common myth that you need to spend thousands upon thousands of dollars to start a cleaning business.

In fact, many family cleaning companies were started with nothing more than a few dollars and a handful of supplies.

You don’t need great credit to get involved with this industry. Instead, all it takes is determination, a good marketing plan, and a few dollars in your pocket.

2. Freelance Writer

Do you have a way with words? Are you willing to crank out a lot of content every day of the week?

freelance writing
There are companies out there who will pay for your services. It doesn’t take any money to start a freelance writing business, so you can be up and running in no time.

If you have a computer with an internet connection, you can start searching for your first client.

3. Web Design

Many people believe that it’s simple to create a website until they try it. Then they conclude that they need to hire a professional.

If you have web design skills and some samples to back up your claim, you can start a business today.

Best yet, it doesn’t take good credit or much money to get started. For example, you can use a free photo that you find online to create a killer business card. From there, start marketing your services through every possible outlet.

4. Landscaping

It doesn’t matter where you live, there will always be people who need landscaping services.

From mowing lawns to edging to cleaning up leaves, you can provide a variety of landscaping services to your clients.

Best yet, if you already have the equipment, you don’t have to spend any money.

Tip: If you don’t have the credit needed to secure a loan for new equipment, search online and in local classifieds for used equipment.

5. Pet Sitting

The pet care industry is growing rapidly, thanks to more providers getting involved.

If you love pets, you should consider the benefits of starting a pet sitting business. This may sound far-fetched, but there are people out there who will pay you to watch their pet, such as when they are at work or on vacation.

6. Virtual Assistant

There are many benefits of starting a virtual assistant business, including the fact that you can work from anywhere in the world.

Even better is the fact that you don’t need any money to get started. Even if you have horrible credit, you can still sell yourself as a virtual assistant. There is nothing stopping you.

7. Window Cleaning

Starting a window cleaning business is not only simple, but it’s also extremely affordable.

When you take a few key steps up front, you’ll find yourself on the right path to landing your first client and growing your business.

You can throw your credit score and credit history out the window (no pun intended). You don’t need either to start this type of business.


no or bad credit
If you have bad credit or have yet to establish a credit history, you may believe that starting a business it out of the question. Fortunately, this isn’t true.

Regardless of your credit history and current standing, you can start one of the businesses detailed above (among many others).

Are you a small business owner? What financial steps did you take to ready yourself for business ownership? Did your credit history come into play when getting started? Share your personal approach in the comment section below.

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